Regulatory Hub

All disclosures, investor rights, grievance processes, and compliance information as required by SEBI for Registered Investment Advisers.

01

Investor Charter

SEBI has mandated all Registered Investment Advisers to publish an Investor Charter outlining the rights and obligations of investors. This charter reflects our commitment to serving your best interests.

Your Rights as an Investor
  • Receive honest, unbiased investment advice free of commission conflicts
  • Get a written Investment Policy Statement (IPS) documenting your goals and risk profile
  • Receive all fees and charges in writing before engagement
  • Access all disclosures about our business, conflicts, and qualifications
  • Terminate our agreement at any time with written notice
  • Lodge complaints with SEBI SCORES if unresolved by us
  • Participate in Online Dispute Resolution (ODR) via SmartODR
  • Receive regular portfolio reports and performance reviews
  • Have your personal and financial data treated with strict confidentiality
Your Obligations as an Investor
  • Provide accurate and complete information about your financial situation
  • Disclose all existing investments, liabilities, and insurance policies
  • Inform us promptly of any changes in financial circumstances or goals
  • Complete and update your KYC (Know Your Customer) documentation
  • Read all offer documents and investment disclosures before investing
  • Understand that investments are subject to market risks
  • Not share login credentials or sensitive financial information electronically
  • Exercise independent judgement; advice does not guarantee returns
  • Report grievances through official SEBI channels if unresolved
02

Grievance Redressal Process

We take every complaint seriously. Our internal process aims to resolve all grievances within 30 days. If you remain unsatisfied, SEBI provides official escalation channels.

01

Contact Inertia Directly

Write to us at anshul.khare@equities4wealth.com with a clear description of your complaint. Include your client ID, the nature of grievance, and supporting documents if any.

Send complaint email Expected resolution: 7–15 business days
02

Escalate to SEBI SCORES

If you do not receive a response within 30 days, or are unsatisfied with our resolution, you may file a complaint on SEBI's Centralized Grievance Redressal System (SCORES). Mention our registration number INA000018090.

File on SEBI SCORES SEBI resolution target: 30 calendar days
03

Online Dispute Resolution (ODR)

SEBI's SmartODR platform provides online conciliation and arbitration for investor–intermediary disputes at no cost to the investor.

Access SmartODR
04

SEBI Regional Office

You may also contact the SEBI regional office directly. SEBI Bhavan, BKC, Bandra (E), Mumbai — 400 051. Email: sebi@sebi.gov.in

SEBI Official Website
03

Complaints Data

As required by SEBI Circular No. SEBI/HO/IMD/IMD-I/DOF1/P/CIR/2021/537, we publish quarterly complaints data. All figures are updated by the 7th of the subsequent month.

Quarter Complaints Received Complaints Resolved Pending (end of period) Avg. Resolution Days
Q3 FY2024–25 (Oct–Dec 2024) 0 0 0 —
Q2 FY2024–25 (Jul–Sep 2024) 0 0 0 —
Q1 FY2024–25 (Apr–Jun 2024) 0 0 0 —
Q4 FY2023–24 (Jan–Mar 2024) 0 0 0 —
Q3 FY2023–24 (Oct–Dec 2023) 0 0 0 —
Q2 FY2023–24 (Jul–Sep 2023) 0 0 0 —
Data updated in compliance with SEBI Circular SEBI/HO/IMD/IMD-I/DOF1/P/CIR/2021/537. Complaints may be sent to anshul.khare@equities4wealth.com before escalating to SEBI SCORES.
04

Disclosure Document

In accordance with SEBI (Investment Advisers) Regulations 2013, Regulation 14 & 19, we maintain a Disclosure Document that provides detailed information about our business, qualifications, services, fees, and conflicts of interest.

Inertia Disclosure Document (Form ADV)

Qualifications · Business · Services · Fees · Conflicts · Disciplinary History — PDF, updated FY2024–25. Email us to receive a copy.

Annual Compliance Report FY2023–24

Annual reporting as required under SEBI (IA) Regulations 2013 — PDF. Email us to receive a copy.
05

Risk Profiling Process

Risk assessment is a prerequisite for any investment advice under SEBI (IA) Regulations. Our process is systematic, documented, and revisited annually or on significant life changes.

  • Financial Data Collection

    We collect comprehensive information about your income, expenses, existing assets, liabilities, insurance coverage, tax bracket, and financial dependants.

  • Standardised Questionnaire

    You complete a SEBI-aligned risk profiling questionnaire assessing your risk capacity (ability to absorb losses) and risk tolerance (psychological comfort with volatility).

  • Risk Profile Documentation

    Based on inputs, we classify your profile as Conservative, Moderate-Conservative, Moderate, Moderate-Aggressive, or Aggressive. The classification is documented in writing and shared with you.

  • Investment Policy Statement (IPS)

    Your goals, risk profile, investment horizon, and constraints are codified in a written IPS — the governing document for all investment decisions made on your behalf.

  • Annual Review & Update

    Risk profiles are reviewed annually and immediately upon significant life events (retirement, marriage, inheritance, job change, etc.) to ensure advice remains appropriate.

06

Fee Structure

All fees are charged directly by clients and are not linked to any product commissions or brokerage. No hidden charges, no trail commissions. Fees are documented in the client agreement prior to service commencement. SEBI has capped AUM-based advisory fees at 2.5% per annum.

Service Fee Structure Indicative Fee Billing Frequency
Investment Advisory (AUM-based) % of Assets Under Advisory Up to 2.5% p.a. Quarterly
Investment Advisory (Fixed Retainer) Fixed annual fee ₹75,000 – ₹2,50,000 p.a. Annual / Quarterly
Comprehensive Portfolio Analysis One-time project fee ₹25,000 – ₹75,000 On engagement
Financial Planning (Holistic) Fixed plan fee ₹40,000 – ₹1,50,000 On delivery
30-Minute Discovery Call No charge Free One-time
  Per SEBI (IA) Regulations 2013 and SEBI Circular dated September 23, 2020, the maximum fee chargeable by an RIA is 2.5% p.a. of AUM under advisory or ₹75,000 per annum per family for fixed fees (whichever is applicable). Indicative fees shown above are for reference only; actual fees are agreed in writing before engagement.
07

SEBI Registration Details

Inertia (operating as Equities4Wealth) is a SEBI Registered Investment Adviser. Registration details are publicly verifiable on the SEBI website.

Entity Name Inertia (Equities4Wealth)
SEBI Registration Number INA000018090
Type of Registration Non-Individual (Investment Adviser)
BSE Registration BSE2007
Date of Registration 2017
NISM Certification NISM Series-X-A & X-B (Investment Adviser)
Principal Officer Anshul Khare (IIM Indore, Gold Medalist)
Registered Address S No.227,228,229, Bldg E4, F No. 403, Rohan Mithilla, PUNE, MAHARASHTRA, 411014
Office Address Office no 507, Datta Mandir Chowk, Skymax mall, Konark Nagar, Clover Park, Viman Nagar, Pune, Maharashtra 411014
Contact Email anshul.khare@equities4wealth.com
Contact Phone +91 95187 30374

You may verify our registration at sebi.gov.in/intermediaries by searching for registration number INA000018090.